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15 Aug 06:56

About our US Banking news

Latest news on the US banking system, covering several types of institutions, such as commercial banks, savings banks, credit unions, and investment banks.

Our feed provides the latest headlines on US banks and on key regulatory bodies, including the Federal Reserve (the central bank), the Office of the Comptroller of the Currency (OCC), the Federal Deposit Insurance Corporation (FDIC), and the Consumer Financial Protection Bureau (CFPB).

The US banking system has been shaped by numerous legislative acts, including the Glass-Steagall Act (1933), which separated commercial and investment banking; the Dodd-Frank Wall Street Reform and Consumer Protection Act (2010), which aimed to prevent another financial crisis; and the Economic Growth, Regulatory Relief, and Consumer Protection Act (2018), which provided regulatory relief for small and medium-sized banks.

The banking industry has been significantly impacted by the rise of FinTech companies, which offer innovative financial services through digital channels. Banks have been adapting to this trend by partnering with or acquiring FinTech firms and investing in digital transformation.

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